Disclosures

1. Financore is software

Financore Platform is software for credit consultants. Financore is not a credit services agency, does not provide credit services to consumers, does not negotiate with creditors, and does not submit disputes on anyone's behalf on its own. Consultants use the software with their own clients and are responsible for their service.

2. Results are not guaranteed

No credit result is guaranteed. Scores are set by the bureaus and depend on each person's situation, on how the bureaus and creditors respond, and on what each client does. The software does not project or promise points or timeframes.

3. The scores shown

Scores are those of the uploaded report. A consumer report does not always match the one a lender uses: there are several score models and versions.

4. CROA and your state's laws

The federal CROA requires the consultant to give each client a written contract, the notice of rights, and the 3-day right to cancel, and prohibits charging before the service is performed. Some states also require registration, a license, and a bond. Financore Platform prepares templates and workflows designed for this, but there is no such thing as a “CROA certification.” Compliance is the consultant's responsibility.

5. Not legal, tax, or financial advice

Nothing the software produces is legal, tax, accounting, or investment advice. The templates are a starting point for your attorney to review.

6. Providers and business relationships

• Credit reports: Infinanzas Credit is the provider that Financore Platform opens with for disputes.
• Disputes: they are handled through Financore Platform.
• Referrals: Financore does not receive a commission for opening an account with a provider.
• Trademarks: TransUnion, Experian, Equifax, FICO, VantageScore, and other names are trademarks of their owners, used only for identification. None of them sponsors or endorses Financore.

7. Artificial intelligence

Some features use AI. It can make mistakes. The consultant must review what it produces. AI does not replace professional judgment.

8. WhatsApp messages

The consultant is responsible for having their clients' consent. Financore does not send messages to a firm's clients unless the firm sets it up.

9. Prices and plans

Current prices and limits are on the plans page. Charges are processed through Stripe. See the Terms of Service for cancellation and refunds. The 110% guarantee that you may offer your clients is valid only with its written conditions, published on the guarantee page.

10. Testimonials and examples

The testimonials we show are individual experiences, do not represent typical results, and are published with the permission of the person giving them.

11. Date and contact

These disclosures are reviewed every time the product changes. Questions: [email protected].